Save $4000 by January 2013 I contributed $210 to my savings account this month through automatic direct deposit. I also took part of my tax refund along with some of my "buffer" in my checking account and added $600 to savings, so I've already saved about $1000 so far this year!
Maintain a buffer of $100 in my monthly budget. I've really been sticking to this one, and February was almost as good as January. By the end of the month I had an extra $650 left over after expenses and savings!
Maintain $0 credit card debt.
I used my credit card for my regular monthly expenses (grocery, gas, etc.) and paid the balance in full by the end of the month.
Open a Roth IRA
Haven't done this yet.