Save $4000 by January 2013 I contributed $210 to my savings account this month through automatic direct deposit. In the next week or so, I will transfer a lump sum ($300-500) into my savings account. Wondering where I'm going to get that lump sum? Keep reading...
Maintain a buffer of $100 in my monthly budget. I did a great job of limiting my shopping and my restaurant meals this month. I went out to eat only 4 times this month and what shopping I did was from the clearance rack. By the end of the month I had an extra $700 left over after expenses and savings!
Maintain $0 credit card debt.
I used my credit card for my regular monthly expenses (grocery, gas, etc.) and paid the balance in full by the end of the month.
Open a Roth IRA
Haven't done this yet.