Nobody will fall cause everyone would be each others crutches" -Jay-Z
Like the old saying “birds of a feather flock together,” you can tell a lot about a person by looking at who they spend the most time with. Think about your core group of friends…you shop together, eat together, and share common interests. However, some of your bonding activities might be hurting your wallet, and steering you away from your financial goals. The regular girls' night out at the hot downtown restaurant or the weekly shopping excursions may be fun, but once you start monitoring your spending, you may find that A) you can’t afford it! or B) it’s hard to say no to these indulgences when everyone else is doing it...after all, it's what you guys normally do!
So what do you do now? Decline all invites from your crew? Replace your old friends with new frugal ones? No!