- No credit card debt by September 2012. About this one...I discovered online shopping over the Christmas holiday and spent more than I should. Everything I put on my credit card in November and December I paid off by the end of the month...but I didn't increase the total amount I paid each of those months so the balance remained pretty stable. On the bright side, I've revved up my monthly payment since the new year (and contributed part of my tax refund to the credit card) so I'm on-track to meet my goal, probably even hit it earlier.
Four out of six, not too bad!