Maybe it’s the new Smartphone, or the fierce stilettos in the boutique window. Maybe it’s the new Madden for the Xbox. At some point, we have all seen an item that we had to have at all costs. There’s no feeling like getting something as soon as it hits the shelves; and when the object of your desire is right in front of you, it takes a strong person to fight the impulse to buy, buy, BUY!
Wednesday, August 25, 2010
Monday, August 23, 2010
Transferable Skills & Your Money
School is not just about learning facts and memorizing vocabulary. It is about developing knowledge and skills necessary to be successful in various areas of your life. The most obvious place to use these skills is in your work, but these transferable skills can also apply to managing your finances. I believe that the same skills that you use to impress an employer in a job interview can also bring you closer to financial freedom:
Sunday, August 22, 2010
My Financial Story
Early Years
Growing up, I was the scrooge of the family. I collected coins for years, and as a result I amassed (what seemed like) a mountain of shoeboxes filled with rolled pennies. I had a piggy bank, a mini “safe” with a numerical code protecting my treasure, and a book bag stuffed to the brim with pennies from my great-grandmother. When I was old enough to earn an allowance, you better believe I kept a wad of money stuffed under my mattress. Once my father went a whole month without giving me an allowance; I took a sheet of copier paper and a black pen, and drafted an agreement stating that he would give me an allowance every two weeks. I made him sign it, and even asked my mother to notarize it (although she refused)! You would think that a girl with this attitude towards money would become a personal finance pro by the time I began my first job, right? WRONG! I developed a love for the hip hop/rap culture and a tiny crush on Damon Dash, so my weekly minimum-wage paychecks often turned into a fresh pair of Roc-a-wear jeans. Then I wanted the Roc-a-wear velour tracksuits…and the Roc-a-wear handbags…and the jewelry. I guess you could say that I was a full blown Label Whore. Luckily all that changed when I went off to college…
Growing up, I was the scrooge of the family. I collected coins for years, and as a result I amassed (what seemed like) a mountain of shoeboxes filled with rolled pennies. I had a piggy bank, a mini “safe” with a numerical code protecting my treasure, and a book bag stuffed to the brim with pennies from my great-grandmother. When I was old enough to earn an allowance, you better believe I kept a wad of money stuffed under my mattress. Once my father went a whole month without giving me an allowance; I took a sheet of copier paper and a black pen, and drafted an agreement stating that he would give me an allowance every two weeks. I made him sign it, and even asked my mother to notarize it (although she refused)! You would think that a girl with this attitude towards money would become a personal finance pro by the time I began my first job, right? WRONG! I developed a love for the hip hop/rap culture and a tiny crush on Damon Dash, so my weekly minimum-wage paychecks often turned into a fresh pair of Roc-a-wear jeans. Then I wanted the Roc-a-wear velour tracksuits…and the Roc-a-wear handbags…and the jewelry. I guess you could say that I was a full blown Label Whore. Luckily all that changed when I went off to college…
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